Privacy Policy

Last updated: October 30, 2022

Welcome to the service provided by Khata (Khata, we, us and/or our, "Khata mobile and Desktop applications"). This Privacy Policy has been created to provide information about our company, our website and the services we provide (collectively, the Services) to our users (you and/or your). This Privacy Policy sets forth Khata policy with respect to information, including personally identifiable data (Personal Data) that is collected from users of the Services, in email, text and other electronic communications sent through or in connection with our Services. We are committed to the protection of Information provided by the users ("you", "your", "users") to us.


Information We Collect

When you interact with us through the Services, your Services account will be associated with your phone number and this account will be used for all our Services that you use. We may collect Personal Data and other information from you, as further described below:


Personal Data That You Provide Through the Services

We collect Personal Data from you when you voluntarily provide such information such as when you register for access to the Services, use certain Services, contact us with inquiries or respond to one of our surveys. For example, we collect your name, phone number, email address, third party service login credentials, and the messages you send or receive through the Services. Wherever Khata collects Personal Data we make an effort to provide a link to this Privacy Policy. Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience and to help resolve disputes and troubleshoot problems. We use the information you provide to us to enhance the functionality and improve the quality of our Services, and to personalize your experience while using our Services.


By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of Khata and the authorized Merchants referred to herein.


Non-Identifiable or Aggregated Data

When you interact with Khata through the Services, we also receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you. Khata may store such information itself or such information may be included in databases owned and maintained by Khata affiliates, agents or service providers. We may use such information and pool it with other information to track, for example, the total number of visitors or users of the Services, the number of visitors to each page of our website, the domain names of our visitors' Internet service providers, and how our users use and interact with the Service. Also, in an ongoing effort to better understand and serve the users of the Services, Khata may conduct research on its customer demographics, interests and behaviour based on the Personal Data and other information provided to us. This research may be compiled and analyzed on an aggregate basis. Khata may share this non-identifiable and aggregate data with its affiliates, but this type of non-identifiable and aggregate information does not identify you personally. Khata may also disclose aggregated user statistics in order to describe our services to prospective business partners, and to other third parties for other lawful purposes. We use GPS technology (or other similar technology) to determine your current location in order to determine the city you are located within and display a location map with promotional materials. We will not share your current location with other users or partners. In operating the Services, we may also use a technology called "cookies." A cookie is a piece of information that the computer that hosts our Services gives to your browser when you access the Services. Our cookies help provide additional functionality to the Services and help us analyze Services usage more accurately. For instance, our Services may set a cookie on your browser that allows you to access the Services without needing to remember and then enter a password more than once during a visit to the Services. In all cases in which we use cookies, we will not collect Personal Data except with your permission. On most web browsers, you will find a help section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of the Service's features.


Information Collected while Using the Application

While using Our Application, in order to provide features of Our Application, We may collect, with Your prior permission:

  • Information from your Device's phone book (contacts list)
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  • Pictures and other information from your Device's camera and photo library
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Our Use of Your Personal Data and Other Information

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Email address

  • First name and last name

  • Phone number

  • Address, State, Province, ZIP/Postal code, City

Khata uses the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Khata Services, we will use your Personal Data to provide you with access to such services and to monitor your use of such services. Khata and affiliates (the Related Companies) may also use your Personal Data and other personally non-identifiable information collected through the Services to help us improve the content and functionality of the Services, to better understand our users, and to improve the Khata Services. Khata and its Related Companies may use this information to contact you in the future to tell you about services we believe will be of interest to you. If we do so, each communication we send you will contain instructions permitting you to "opt-out" of receiving future communications. In addition, if at any time you wish not to receive any future communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below. If Khata intends on using any Personal Data in any manner that is not consistent with this Privacy Policy, you will be informed of such anticipated use prior to or at the time at which the Personal Data is collected.


Our Disclosure of Your Personal Data and Other Information

Khata is not in the business of selling your information. We consider this information to be a vital part of our relationship with you. There are, however, certain circumstances in which we may share your Personal Data with certain third parties without further notice to you, as set forth below


Business Transfers

As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets.


Related Companies

We may also share your Personal Data with Related Companies for purposes consistent with this Privacy Policy in sending you, from time to time, updates, news or information regarding the App via push notifications/SMS and/or email.


Agents, Consultants and Related Third Parties

Khata, like many businesses, sometimes may hire other companies to perform certain business-related functions. Examples of such functions include maintaining databases, sending emails and SMS messages, offering and developing certain features of the Services, and maintenance and security. When we employ another company to perform a function of this nature, we only provide them with the information that they need to perform their specific function. These third parties may match this data with information that they have previously collected about you under their own privacy policies, which you should consult on a regular basis. Your Public Profile: If you make any information available through your public profile, it will be made available to members of the Khata community. In such cases, we fetch and store whatever information is made available to us by you through these sign-in services. Please note that your name by default, available on your public profile. Your phone number, email address, and birthday are private and will never be displayed publicly as part of any profile.


Legal Requirements

Khata may disclose your Personal Data to law enforcement offices, third party rights owners, or others if required to do so by law or in the good faith belief that such action is necessary to ,


Comply with a legal obligation or assist government enforcement agencies

Protect and defend the rights or property of Khata or our users,

Act in urgent circumstances to protect the personal safety, rights or property of users of the Services or the public,

Protect against legal liability;

Protect the security or integrity of the Services;

Enforce our Terms or Privacy Policy; or


With the Ability to Opt-Out

We do not share Personal Data with other third-party organizations for their marketing or promotional uses without your consent except as part of a specific program or feature for which you will have the ability to opt-out. This data is provided to the advertiser and you will always have the option to not participate. The Services will automatically send you SMS messages with updates and other information as part of the Services. You may stop receiving SMS messages from the Services generally by asking not to in response to any received SMS from the program. You may also opt-out of receiving SMS messages on the Khata website. If you opt-out of receiving SMS messages, you may not be able to use certain Services.


Your Choices

You can use our website without providing any Personal Data. If you choose not to provide any Personal Data, you may not be able to use certain Services.




This Privacy Policy does not apply to any Personal Data collected by Khata other than Personal Data collected through the Services. This Privacy Policy shall not apply to any unsolicited information you provide to Khata through the Services or any other means. This includes, but is not limited to, information posted to any public areas of the Services, such as public forums (collectively, Public Areas), any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, Unsolicited Information). All Unsolicited Information shall be deemed to be non-confidential and Khata shall be free to reproduce, use such Unsolicited Information without limitation or attribution.



Khata does not knowingly collect Personal Data from children under the age of 13. If you are under the age of 13, please do not submit any Personal Data through the Services. We encourage parents and legal guardians to monitor their childrens Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Data on the Services without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Data to Khata through the Services, please contact us, and we will make sure to delete that information from our databases.


Links to Other Web Sites

This Privacy Policy applies only to the Services. The Services may contain links to other web sites not operated or controlled by Khata (the Third Party Sites). The policies and procedures we described here do not apply to the Third Party Sites. The links from the Services do not imply that Khata endorses or has reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.



To maintain a high level of security, we reserve the right to conduct a security review at any time to validate your identity, verify your financial transactions and further document your consent to this Agreement. To facilitate these security checks, you agree to provide such identification or other information or documentation as we, in our sole and unfettered discretion, deem necessary. Khata takes reasonable steps to protect the Personal Data provided via the Services from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet, email, mobile or other electronic transmission is ever fully secure or error free, so you should take special care in deciding what information you send to us in this way. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.


Other Terms and Conditions

Your access to and use of this Services is subject to Khata Terms and Conditions located at our website.


Changes to Khata Privacy Policy

The Services and our business may change from time to time. As a result, at times it may be necessary for Khata to make changes to this Privacy Policy. Khata reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, and especially before you provide any Personal Data. This Privacy Policy was last updated on the date indicated above. Your continued use of the Services after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.If you do not agree please do not use or access our App. By mere use of the App, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy.


Access to Information Contacting Khata

To keep your Personal Data accurate, current, and complete, please contact us as specified below. We will take reasonable steps to update or correct Personal Data in our possession that you have previously submitted via the Services. Please also feel free to contact us if you have any questions about Khata Privacy Policy or the information practices of the Services. You may contact us here. Contact Us